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A note on naming before anything else: Touro University Worldwide (TUW) is one institution within the larger Touro College and University System, which spans Touro College (New York), Touro University California (osteopathic medicine, pharmacy, physician assistant programs), New York Medical College, and several other campuses. This review covers Touro University Worldwide specifically — the exclusively online arm of the system, operating out of Los Alamitos, California, and accredited by the WASC Senior College and University Commission (WSCUC). The clinical health sciences programs at Touro University California are not reviewed here, and the on-campus education programs at Touro College in New York operate under separate accreditation. Students searching for any Touro program should verify they are looking at the correct institutional entity before enrolling.

TUW is a small institution — it has granted approximately 109 bachelor’s degrees across 4 programs and 618 master’s degrees across 12 programs in recent degree-conferral years. It is not a large-enrollment online university in the SNHU or WGU sense. Its competitive case rests on specific, narrow strengths: a $400 to $500 per credit tuition range that is among the lower rates for WSCUC-accredited private nonprofit online programs; an ACBSP-accredited MBA and BSBA; a CSWE-accredited Bachelor of Social Work; and an MFT Clinical Track that holds COAMFTE accreditation. The review below explains what each of these means, what the important limitations are, and for whom TUW is and is not the right choice.

Quick Facts	Touro University Worldwide (TUW)
Location	Los Alamitos, California (10601 Calle Lee); part of Touro College and University System
Institutional type	Private, nonprofit; part of Touro College and University System (multi-institution system)
Institutional accreditation	WASC Senior College and University Commission (WSCUC); first accredited 2005; current status: Accredited
Regional accreditor context	WSCUC is one of the seven historically recognized regional accreditors; same body that accredits Stanford, UC Berkeley, USC, Pepperdine, and University of Hawaii
Enrollment scale	Small; approximately 109 bachelor’s, 618 master’s, and 44 doctoral degrees conferred in recent years across a focused program catalog
Graduation rate	~42% (among lowest quartile nationally; important context for prospective students evaluating completion risk)
Admission	Open admission (100% acceptance rate); high school diploma or GED required
Academic calendar	8-week sessions; rolling admission; multiple start dates per year
Tuition — Associate	$400/credit hour
Tuition — Bachelor’s	$400/credit hour
Tuition — Master’s	$500/credit hour
Tuition — MFT Clinical Track (eff. Fall 2024)	$525/credit hour
Tuition — Doctoral	$700/credit hour
Military / alumni / partner discounts	Special reduced tuition available; contact enrollment for current rates
Key programmatic accreditations	ACBSP (MBA and BSBA); CSWE (BA Social Work); COAMFTE (MFT Clinical Track only — not all MFT tracks)
Critical disclosure: PsyD	TUW’s doctoral psychology program is a PsyD in Human and Organizational Psychology; it is NOT APA-accredited and is NOT designed for clinical licensure pathways
Jewish heritage affiliation	Part of Touro system, founded with a Jewish heritage mission; TUW programs are broadly secular in content but institutional identity reflects system mission
Federal financial aid	Title IV eligible; GI Bill and military TA accepted; NC-SARA participant
Average net cost	~$18,428/year (after aid)

What Is Touro University Worldwide?

Touro University Worldwide is the online arm of the Touro College and University System, a network of institutions with roots in the Jewish community’s commitment to accessible higher education. The broader Touro system was founded in 1970 by Rabbi Bernard Lander with an explicit mission to serve Jewish students and other underrepresented populations who faced barriers to traditional higher education. TUW was established to extend that mission into fully online delivery, serving working adults and non-traditional learners who need credential pathways without geographic or scheduling constraints.

In practice, TUW’s programs are broadly secular in content. The Jewish heritage mission is most visible in the institutional culture, some course perspectives on social justice, and the system’s historical orientation toward access and equity. Students who are not affiliated with the Jewish tradition enroll routinely and encounter the institutional identity primarily in its mission statements and community commitments rather than in course content requirements. This is a different character of faith affiliation than LCMS Lutheran at Concordia Chicago or Baptist evangelical at Liberty — it is a heritage and values orientation rather than a theological integration of curriculum.

The institution’s most distinctive feature is not its identity but its accreditor. WSCUC accreditation is the same accrediting body that covers Stanford, the University of California system, USC, Pepperdine, the University of Hawaii, and the University of the Pacific. For students evaluating TUW, the WSCUC accreditation carries the same regional recognition weight as any of the seven historically recognized accreditors and ensures credit transferability, federal financial aid eligibility, and employer acceptance on the same basis as HLC- or MSCHE-accredited institutions.

The graduation rate of approximately 42 percent is the most important institutional outcome figure in this review and should be evaluated before enrolling. A 42 percent completion rate means that more than half of students who begin a degree at TUW do not complete it. This is partly a function of open admissions — institutions that admit all applicants without minimum academic standards include a larger proportion of students who enter underprepared or who face significant non-academic barriers to completion. But it is also a signal about the institutional culture of student support and retention. Students considering TUW should look at their own completion risk honestly: do they have the self-directed study habits, the stable life circumstances, and the institutional support access needed to complete a degree at an institution with this completion profile?

Accreditation: WSCUC and the Programmatic Portfolio

Touro University Worldwide holds WSCUC regional accreditation, first granted in 2005. WSCUC is one of the seven historically recognized regional accrediting bodies and provides the same institutional credential recognition as HLC, MSCHE, SACSCOC, NECHE, NWCCU, or ACCJC. The accreditation is in good standing with no sanctions or adverse actions noted in the WSCUC directory.

The programmatic accreditation portfolio is narrow but includes three significant credentials: ACBSP for business, CSWE for social work, and COAMFTE for the MFT Clinical Track. Each requires specific contextual notes.

Program	Accrediting Body	Scope and Career Significance	Critical Notes
MBA and BSBA (Business Administration)	Accreditation Council for Business Schools and Programs (ACBSP)	ACBSP is the second most widely recognized business accreditor after AACSB; covers the MBA and BSBA specifically; accepted by most business employers for credential verification and tuition reimbursement eligibility	ACBSP covers the MBA and BSBA only; other business-adjacent programs at TUW should be verified for accreditation scope; ACBSP is not AACSB — see employer recognition discussion
Bachelor of Arts in Social Work (BASW)	Council on Social Work Education (CSWE) Commission on Accreditation	CSWE accreditation is required for LCSW licensure eligibility in most states; the BASW provides the undergraduate credential that supports entry into CSWE-accredited MSW programs and beginning social work practice	CSWE covers the undergraduate BASW; verify whether TUW offers an MSW and its CSWE status separately; the BASW alone does not qualify for LCSW licensure in most states — LCSW requires a CSWE-accredited MSW
MFT Clinical Track (MA in Marriage and Family Therapy)	Commission on Accreditation for Marriage and Family Therapy Education (COAMFTE)	COAMFTE accreditation is required or strongly preferred for LMFT licensure in an increasing number of states; TUW’s Clinical Track is COAMFTE-accredited	CRITICAL: TUW offers multiple MFT tracks; per TUW’s own consumer information, only the MFT Clinical Track is COAMFTE-accredited. Students in non-Clinical Track MFT programs at TUW are in a non-COAMFTE-accredited program, which can affect LMFT licensure eligibility in states requiring COAMFTE. Verify which track you are enrolling in before accepting admission
PsyD in Human and Organizational Psychology	No APA accreditation — WSCUC institutional accreditation only	The PsyD is designed for organizational and workplace psychology applications, not clinical practice; graduates are not on a clinical licensure pathway	CRITICAL: TUW’s PsyD is NOT APA-accredited and is NOT a clinical psychology program. Students seeking a PsyD for the purpose of obtaining a license to practice clinical or counseling psychology need an APA-accredited PsyD or PhD program. Enrolling in TUW’s PsyD with the goal of clinical licensure is a mistake that this credential will not correct
Doctor of Management (DMgt) and Doctor of Marital and Family Therapy (DMFT)	WSCUC institutional accreditation only	Doctoral-level applied management and MFT credentials for advanced practice and leadership	DMFT is a doctoral-level MFT credential; verify state licensing board recognition for doctoral MFT credentials in your state before enrolling

The COAMFTE accreditation note is the most operationally important disclosure in this table for students in TUW’s MFT programs. TUW offers MFT programs with multiple tracks; the consumer information page specifies that the MFT Clinical Track is the one that holds COAMFTE accreditation. This is not a standard detail that appears in general program descriptions, and prospective students who do not read the consumer information carefully may not realize they are enrolled in a non-COAMFTE track until they attempt to apply for LMFT licensure in a state that requires COAMFTE. The fix is straightforward: confirm with admissions in writing, before enrolling, that the specific program and track you are being admitted into is the COAMFTE-accredited Clinical Track.

The APA accreditation disclosure for the PsyD is equally critical. APA accreditation of doctoral psychology programs is required for internship match eligibility at most internship sites, required for licensure in many states, and required for faculty positions at many academic institutions. TUW’s PsyD in Human and Organizational Psychology is a legitimate and potentially valuable credential for organizational psychology and HR applications. It is not a route to clinical or counseling psychology licensure, and it should not be enrolled in by any student whose goal is the licensed practice of clinical, counseling, or school psychology.

For a complete guide to programmatic accreditation requirements in counseling, social work, and psychology licensure pathways, see: Can You Become a Therapist With an Online Psychology Degree?

Programs and Tuition: What TUW Actually Offers

Business Programs (ACBSP: MBA and BSBA)

The ACBSP-accredited MBA and BSBA are TUW’s highest-profile programs and its largest enrollment area. The MBA at $500 per credit is priced at the lower end of the private nonprofit online master’s market, though it is not as low as Liberty University (~$515/credit, ACBSP) or Concordia Chicago (~$581/credit average, ACBSP). The BSBA at $400 per credit is meaningfully competitive for a WSCUC-accredited program.

The BLS projects management occupations adding more than 1.1 million positions through 2032 at a $116,060 median. For a student in California or on the West Coast where WSCUC accreditation carries specific regional recognition, TUW’s ACBSP-accredited MBA at $500/credit produces a total program cost of approximately $18,000 to $21,000 for a 36-to-42-credit program — competitive against most West Coast alternatives at that accreditation tier.

The MBA concentrations include Healthcare Administration, Human Resource Management, Information Systems Management, and Organizational Leadership, among others. The Public Administration master’s degree is a separate MS program relevant to government and nonprofit sector career tracks.

Social Work (CSWE: BA Social Work)

The CSWE-accredited Bachelor of Arts in Social Work is TUW’s most professionally consequential undergraduate credential in the human services space. CSWE accreditation at the bachelor’s level is important for two reasons: it qualifies graduates for entry-level licensed social work (LSW) practice in states that recognize BSW-level licensing, and it is a prerequisite for advanced standing admission to many CSWE-accredited MSW programs, which can reduce MSW completion time by a year for students with a CSWE-accredited BSW.

The BLS projects 9 percent growth for social workers at a $60,280 median. For students in California and WSCUC states pursuing social work credentials, TUW’s CSWE-accredited BASW at $400/credit provides the appropriate undergraduate foundation. Students whose ultimate goal is LCSW licensure should verify the specific MSW program they intend to pursue for advanced standing and confirm that program’s CSWE accreditation independently.

Marriage and Family Therapy (COAMFTE: Clinical Track only)

The COAMFTE-accredited MFT Clinical Track is TUW’s most distinctive programmatic offering, primarily because COAMFTE-accredited fully online MFT programs are relatively rare. LMFT licensure requirements vary by state, and an increasing number of states have adopted COAMFTE as a licensing prerequisite or strong preference. A COAMFTE-accredited online program that does not require relocation is therefore valuable for students whose geography or schedule prevents them from attending campus-based MFT programs.

The Clinical Track tuition of $525 per credit (effective Fall 2024) and the WSCUC regional accreditation make TUW a legitimate option in the COAMFTE online MFT market. Students must confirm two things before enrolling: first, that they are specifically admitted to the COAMFTE-accredited Clinical Track rather than a different MFT track at TUW; and second, that their state’s LMFT licensing board accepts COAMFTE from a WSCUC-accredited online program for licensure purposes. Most states that require COAMFTE accept it from any accredited institution regardless of delivery format, but the state licensing board remains the authoritative source.

The BLS projects 16 percent growth for marriage and family therapists at a $58,510 median. The COAMFTE Clinical Track’s clinical hours requirements include 300 practicum client contact hours (at least 100 of which must be couple and family hours) and 100 supervision hours. These are completed in student-arranged clinical sites, not through TUW-placed clinical partnerships, which means students bear the responsibility of securing appropriate practicum placements. Some states require more than the 300 minimum hours for licensure; students should verify their state’s requirements before beginning the program.

For a full guide to the LMFT licensure pathway and COAMFTE accreditation requirements by state, see: Can You Become a Therapist With an Online Psychology Degree?

PsyD in Human and Organizational Psychology (Non-APA)

The PsyD in Human and Organizational Psychology is a doctoral-level applied psychology credential designed for professionals in organizational development, HR leadership, executive coaching, and workplace psychology consulting. The curriculum emphasizes industrial-organizational psychology principles, leadership development, and applied organizational behavior rather than clinical assessment and therapeutic intervention. TUW reports total program investment of approximately $58,000 to $67,000, which is substantially lower than APA-accredited PsyD programs whose cost often exceeds $100,000.

The career target for this degree is organizational and business environments rather than clinical practice. The BLS reports the median wage for industrial-organizational psychologists at $139,280. Graduates of TUW’s PsyD program who hold the credential for non-licensure organizational psychology roles — executive coaching, talent development, organizational consulting, HR leadership — are credentialed for those pathways. Graduates who need a license to practice as a psychologist in any state will find that this credential does not satisfy the APA accreditation requirement that most state licensing boards require for doctoral-level psychology licensure.

Doctor of Management and Doctor of Marital and Family Therapy

The Doctor of Management (DMgt) is an applied doctoral credential for executive and senior management professionals seeking a terminal degree in business leadership and organizational strategy. It is positioned differently from the traditional DBA — it focuses on management practice rather than business research — and carries WSCUC institutional accreditation. For senior professionals whose career targets do not require AACSB or ACBSP programmatic accreditation at the doctoral level, the DMgt provides a terminal management credential at TUW’s doctoral rate of $700 per credit.

The Doctor of Marital and Family Therapy (DMFT) is a doctoral-level credential in MFT practice and supervision. State recognition of doctoral MFT credentials varies considerably. Students considering the DMFT should verify their state’s licensing board accepts or recognizes DMFT credentials before enrolling, and should confirm COAMFTE or other relevant accreditation status for the specific doctoral program.

BLS Career Outcomes by TUW Program Area

Program Area	Representative Career Role	BLS Median Wage (2023)	10-Yr Projection	Key Note
MBA (ACBSP)	Operations Manager / Management Analyst / HR Manager	$101,280 / $99,400 / $136,350	+5-9%	ACBSP accreditation; $500/credit; WSCUC-accredited; West Coast employer recognition; total ~$18,000-$21,000 for 36-42 credits
BSBA (ACBSP)	Business Analyst / Operations Coordinator / Marketing Specialist	$68,230 / $101,280	+8-10%	ACBSP; $400/credit; CSWE-accredited BASW available alongside for social-sector applicants
BA Social Work (CSWE)	Social Worker / Case Manager / LSW	$60,280	+9%	CSWE BASW; $400/credit; enables advanced standing MSW admission; undergraduate only, not LCSW-qualifying alone
MFT Clinical Track (COAMFTE)	Licensed Marriage and Family Therapist (LMFT)	$58,510	+16%	COAMFTE Clinical Track only; $525/credit; verify enrollment in correct track in writing; verify state practicum hour requirements
MS Human Services / Public Administration	Social/Community Service Manager / Government Administrator	$74,240 / $130,000+	+9% / +4%	WSCUC accreditation; $500/credit; public sector and nonprofit career pathways
MS Organizational Leadership / I-O Psychology	HR Director / Organizational Development Manager / Talent Manager	$136,350	+5%	WSCUC; $500/credit; non-licensure focus; strong HR and organizational development career alignment
MS Information Systems Management	IT Manager / Systems Manager / Project Manager	$169,510	+15%	WSCUC; $500/credit; technology management pathway; no ABET or separate programmatic accreditor
PsyD Human and Organizational Psychology (non-APA)	I-O Psychologist / Executive Coach / Organizational Consultant	$139,280 (I-O Psychology median)	+6%	NOT APA-accredited; NOT for clinical licensure; $700/credit; ~$58,000-$67,000 total; appropriate for organizational psychology and consulting career targets only
Doctor of Management (DMgt)	Senior Executive / Organizational Leader / Management Educator	$116,060+ (management median)	+5%	WSCUC institutional accreditation; $700/credit; terminal applied management credential; not research-oriented DBA

Source: U.S. Bureau of Labor Statistics, Occupational Outlook Handbook and Occupational Employment and Wage Statistics, 2023-24 Edition.

The 16 percent growth projection for marriage and family therapists is the strongest career signal in TUW’s catalog for students enrolled in the COAMFTE Clinical Track. The I-O psychology and organizational leadership fields carry strong median wages for the PsyD and MS programs but require careful attention to the distinction between non-licensure organizational roles and clinical practice roles.

Tuition in Context: The TUW Cost Position

 

Cost Comparison	TUW MBA ($500/cr)	TUW MFT ($525/cr)	Liberty (ACBSP MBA, ~$515/cr)	Concordia Chicago (ACBSP MBA, ~$699/cr)	SNHU (grad, ~$637/cr)
Per-credit rate (grad)	$500/credit	$525/credit (Clinical MFT)	~$515/credit	~$699/credit (MBA)	~$637/credit
Total MBA (36-42 credits)	~$18,000-$21,000	N/A	~$18,540 (36 cr)	~$27,261 (39 cr)	~$22,932 (36 cr)
Business accreditation	ACBSP (MBA + BSBA)	N/A	ACBSP	ACBSP (MBA)	ACBSP (some)
MFT COAMFTE accreditation?	Yes (Clinical Track only)	Yes	No	No	No
Regional accreditor	WSCUC	WSCUC	SACSCOC	HLC	NECHE
Faith affiliation?	Jewish heritage (moderate)	Jewish heritage	Baptist evangelical (deep)	LCMS Lutheran (moderate)	None
Graduation rate	~42%	~42%	~48%	~42%	~55%

The graduation rate row is important for context. TUW’s 42 percent completion rate is among the lowest in the comparison, and it is not an outlier driven by atypically difficult admission standards. It is a reflection of the open admission model combined with the institutional completion support infrastructure. Liberty’s 48 percent and SNHU’s 55 percent are also imperfect, but they are better. Students who are comparing TUW against these alternatives should weigh the completion rate alongside the per-credit rate when making the enrollment decision.

For students specifically targeting COAMFTE-accredited fully online MFT programs, TUW’s $525/credit Clinical Track is a competitive option. There are not many fully online COAMFTE programs in the market, and TUW’s WSCUC regional accreditation is the same tier as UCLA and Stanford’s accreditor. The specific combination of COAMFTE + WSCUC + fully online + $525/credit is TUW’s most defensible competitive position in the current market.

For a complete framework for comparing online program costs and accreditation, see: How Much Should You Borrow for an Online Degree?

The Touro System: What It Means for TUW Students

TUW’s membership in the Touro College and University System provides institutional resources and credibility that a fully independent small online university might lack. The system includes New York Medical College, one of the leading osteopathic medical education institutions in the United States, and Touro University California with its pharmacy and physician assistant programs. These are not directly relevant to TUW’s online programs, but they reflect the system’s investment in health sciences education and give TUW a broader institutional context than its enrollment numbers alone suggest.

For TUW students, the practical system benefits include shared library resources, alumni network connections across system institutions, and institutional stability that comes from being part of a multi-institution system with diversified revenue and governance rather than standing alone. The Touro system has demonstrated long-term institutional commitment to the access mission that TUW embodies.

The NC-SARA participation ensures that TUW can enroll students in distance education programs across all SARA member states under consistent standards, removing state authorization barriers for most online students outside California.

Who Touro University Worldwide Is Best Suited For

Students Most Likely to Thrive at TUW

• Students specifically seeking a fully online COAMFTE-accredited MFT Clinical Track at a WSCUC-accredited institution, particularly those in California and Pacific states where WSCUC institutional recognition is well-established and where the $525/credit rate is competitive against on-campus alternatives.
• Students pursuing the ACBSP-accredited MBA or BSBA who are cost-focused, West Coast-based, and need WSCUC regional accreditation specifically for credit transferability or employer recognition in Pacific-region markets where WSCUC institutions predominate.
• Social work students who want a CSWE-accredited BA in Social Work at $400/credit as the undergraduate foundation for advanced standing MSW admission, particularly in California where TUW’s WSCUC accreditation is directly recognized by major public and nonprofit social service employers.
• Organizational psychology and HR professionals seeking the PsyD in Human and Organizational Psychology for non-licensure organizational consulting, executive coaching, or advanced HR leadership roles, who understand clearly that this credential does not lead to clinical psychology licensure.
• Students with strong self-directed learning habits, stable life circumstances, and clear career goals who have evaluated the 42 percent graduation rate honestly and are confident they are in the demographic of students who complete rather than stop out.

Students Who Should Look Elsewhere or Proceed With Caution

• Students seeking a PsyD for the purpose of obtaining a license to practice as a psychologist in any state. TUW’s PsyD is not APA-accredited and does not satisfy the requirements for clinical or counseling psychology licensure. An APA-accredited PsyD or PhD in clinical or counseling psychology is required for that credential pathway. Enrolling in TUW’s PsyD with the intention of later obtaining a clinical license is a significant error that cannot be corrected after enrollment.
• Students enrolling in any TUW MFT program who have not specifically confirmed in writing that they are admitted to the COAMFTE-accredited Clinical Track. TUW’s MFT program has multiple tracks, and only the Clinical Track holds COAMFTE accreditation. Students in non-Clinical Track programs who later need COAMFTE accreditation for state licensing purposes will find their credential does not satisfy that requirement.
• Students primarily concerned with low per-credit cost for a business credential where ACBSP is not a specific requirement. Liberty University at ~$515/credit with ACBSP and SACSCOC accreditation is marginally less expensive than TUW’s $500/credit MBA with comparable programmatic accreditation. For non-West Coast students who have no geographic preference for WSCUC, Liberty’s per-credit rate and ACBSP accreditation are comparable to TUW’s at slightly lower cost.
• Students whose primary concern is maximizing graduation probability. TUW’s 42 percent completion rate is a structural risk that students with competing life demands, financial pressures, or prior stop-out experience should weigh carefully. Institutions with stronger completion infrastructure, better student support, or more structured cohort delivery may produce better outcomes for students who have previously struggled with completion.

For a complete guide to evaluating online program accreditation, completion rates, and pre-enrollment due diligence, see: What to Look for in an Accredited Online University

Final Assessment

Touro University Worldwide is a WSCUC-accredited private nonprofit online institution with legitimate programmatic credentials in three specific areas: ACBSP-accredited business (MBA and BSBA), CSWE-accredited social work (BASW), and COAMFTE-accredited MFT (Clinical Track only). The tuition rates — $400/credit for undergraduate, $500/credit for most master’s, $525/credit for the MFT Clinical Track — are competitive in the WSCUC-accredited online market, particularly for California-based students where WSCUC recognition is strongest.

The critical disclosures that separate a well-informed enrollment decision from a poorly-informed one are: the PsyD is not APA-accredited and not a clinical licensure pathway; the COAMFTE accreditation applies only to the MFT Clinical Track and must be confirmed in writing before admission; and the 42 percent graduation rate represents a meaningful completion risk that self-directed learners with stable life circumstances should evaluate honestly before enrolling.

Students for whom TUW is genuinely the best fit — COAMFTE online MFT students, West Coast ACBSP MBA seekers, CSWE BASW students in California — have a legitimate case for enrolling. Students who found TUW through a generic program search and have not specifically verified the accreditation scope of their intended program should complete that verification before the enrollment decision is made.

Ready to find accredited online programs matched to your career goals? See: See Your Best-Fit Online Programs in 60 Seconds