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Average Student Debt (by Institution)

Figuring out college finances can be an extremely stressful and complex undertaking for college-bound teens and their families.

The FAFSA, the CSS Profile, Expected Family Contribution, Pell grants, work-study, need-based aid vs. merit aid, private loans vs Federal Stafford loans—it’s a lot to learn in a short amount of time. Therefore it can be advantageous to get a handle on the future tuition costs before even starting the college search process. One helpful indicator of which colleges meet student’s financial need is the average student loan debt held by graduates at the end of their four-year degree. For reference, student borrowers who graduated in 2024 accumulated more than $29,890 in undergraduate debt, on average. The institutions on our list whose students have significantly lower average debt are typically more generous with need-based and merit-based aid packages.

The following table indicates the median undergraduate debt of an institution’s graduates in 2024, the most recent year for which data was made available. Data was collected from institutions’ Common Data Set (CDS) profiles for 2024-25. An asterisk (*) denotes that 2024 data was unavailable, and the most recent available data is provided instead. 

Table updated November 2025

Institution% Borrowed (Graduating Students)Average Total Debt
138600Agnes Scott College62%$32,425
210669Allegheny College64%$43,196
131159American UniversityAU51%$33,831
164465Amherst College20%$25,522
197869Appalachian State UniversityApp State49%$24,172
104151Arizona State UniversityASU37%$25,173
100858Auburn University35%$34,342
164580Babson College35%$39,138
189088Bard College56%$29,380
189097Barnard College34%$29,277
160977Bates College22%$27,121
223232Baylor University44%$49,299
238333Beloit College77%$31,969
230816Bennington College61%$28,638
164739Bentley University52%$40,742
156295Berea College42%$6,246
164748Berklee College of Music36%$45,717
196079Binghamton University52%$27,208
142115Boise State University47%$27,864
164924Boston CollegeBC38%$24,892
164988Boston UniversityBU34%$36,132
161004Bowdoin College18%$24,988
165015Brandeis University38%$27,004
230038Brigham Young University-ProvoBYU18%$12,839
217156Brown University18%$34,735
217165Bryant University63%$58,075
211273Bryn Mawr College44%$27,434
211291Bucknell University42%$45,610
150163Butler University50%$37,800
110404California Institute of TechnologyCaltech24%$16,168
111081California Institute of the Arts93%$31,293
110422California Polytechnic State University-San Luis ObispoCal Poly31%$21,999
110529California State Polytechnic University-Pomona37%$19,053
110556California State University-Fresno18%$5,579
110565California State University-Fullerton20%$6,967
110583California State University-Long Beach44%$17,498
110592California State University-Los Angeles81%$14,595
173258Carleton College37%$21,407
211440Carnegie Mellon UniversityCMU29%$31,298
201645Case Western Reserve University42%$28,464
131283Catholic University of America60%$46,938
156408Centre College56%$23,190
230852Champlain College65%$36,357
111948Chapman University43%$28,613
112260Claremont McKenna CollegeCMC37%$26,120
165334Clark University62%$37,088
190044Clarkson University77%$27,000
217882Clemson University43%$35,341
161086Colby College17%$25,005
190099Colgate University21%$30,184
217819College of Charleston49%$33,803
160959College of the Atlantic55%$29,797
166124College of the Holy Cross41%$21,107
231624College of William and MaryW&M32%$31,766
126678Colorado CollegeCC33%$23,140
126775Colorado School of Mines54%$33,060
126818Colorado State UniversityCSU47%$30,309
190150Columbia University in the City of New York16%$36,069
128902Connecticut College46%$37,972
190372Cooper Union for the Advancement of Science and Art30%$33,546
153162Cornell College65%$37,391
190415Cornell University31%$29,441
181002Creighton University52%$31,659
190512CUNY Bernard M Baruch College13%$3,810
190594CUNY Hunter College9%$12,907
182670Dartmouth College33%$24,021
198385Davidson College20%$31,805
202523Denison University39%$38,899
144740DePaul University58%$28,977
150400DePauw University82%$24,106
212009Dickinson College58%$28,899
153269Drake University57%$36,374
184348Drew University59%$39,024
212054Drexel University62%$39,000
198419Duke University25%$27,515
212106Duquesne University66%$57,640
150455Earlham College47%$27,360
198464East Carolina UniversityECU60%$27,515
133492Eckerd College55%$44,017
212197Elizabethtown College75%$48,658
198516Elon University34%$36,129
133553Embry-Riddle Aeronautical UniversityNot ReportedNot Reported
165662Emerson College50%$21,823
165671Emmanuel College75%$42,105
139658Emory University27%$24,562
129242Fairfield University64%$41,207
191126Fashion Institute of TechnologyFIT38%$25,112
133669Florida Atlantic UniversityFAU39%$23,040
133881Florida Institute of Technology51%$41,830
133951Florida International UniversityFIU24%$18,086
134079Florida Southern College61%$32,483
134097Florida State UniversityFSU29%$18,643
191241Fordham University52%$34,347
212577Franklin and Marshall CollegeF&M60%$32,863
441982Franklin W Olin College of Engineering30%$17,284
218070Furman University36%$32,172
232186George Mason UniversityGMU47%$29,366
131469George Washington UniversityGWU32%$34,685
131496Georgetown University34%$30,904
139861Georgia College & State University45%$30,362
139755Georgia Institute of TechnologyGeorgia Tech28%$26,841
139940Georgia State University55%$28,502
212674Gettysburg College65%$36,569
235316Gonzaga University46%$29,599
162654Goucher College48%$28,643
153384Grinnell College49%$15,946
212805Grove City College44%$43,018
173647Gustavus Adolphus College77%$3,139
191515Hamilton College43%$21,012
166018Hampshire College54%$26,911
150756Hanover College79%$23,714
166027Harvard University13%$22,262
115409Harvey Mudd CollegeHMC44%$24,496
212911Haverford College24%$16,085
107080Hendrix College52%$26,280
170286Hillsdale College37%$27,974
191630Hobart William Smith Colleges72%$31,113
191649Hofstra University57%$41,167
170301Hope College53%$31,258
131520Howard UniversityHU72%$56,408
145725Illinois Institute of TechnologyIIT52%$28,440
145646Illinois Wesleyan University69%$40,508
151351Indiana University-BloomingtonIUB38%$29,455
153603Iowa State University55%$29,475
191968Ithaca College66%$41,143
232423James Madison UniversityJMU43%$31,357
162928Johns Hopkins UniversityJHU20%$30,803
213251Juniata College67%$44,438
170532Kalamazoo College47%$28,914
155399Kansas State University49%$25,179
203535Kenyon College37%$24,612
169983Kettering University69%$42,823
146427Knox College62%$33,497
213385Lafayette College36%$38,169
146481Lake Forest College51%$33,218
239017Lawrence University53%$31,359
192323Le Moyne College86%$32,414
213543Lehigh University48%$39,806
209056Lewis & Clark College42%$28,265
159391Louisiana State UniversityLSU43%$25,590
117946Loyola Marymount UniversityLMU35%$31,059
146719Loyola University ChicagoLUC55%$36,636
163046Loyola University Maryland64%$38,356
173902Macalester College52%$24,601
161299Maine Maritime Academy90%$54,956
192819Marist College60%$37,846
239105Marquette University59%$33,897
166683Massachusetts Institute of TechnologyMIT13%$29,488
140447Mercer University60%$21,827
204024Miami University-Oxford43%$30,757
171100Michigan State UniversityMSU47%$31,912
171128Michigan Technological University61%$38,019
230959Middlebury College42%$21,631
239318Milwaukee School of EngineeringMSOE75%$39,651
176080Mississippi State University46%$25,539
178411Missouri University of Science and TechnologyMUST58%$30,906
180461Montana State University43%$25,712
140553Morehouse CollegeNot Reported$91,697
166939Mount Holyoke CollegeMHC56%$22,304
214175Muhlenberg College70%$35,288
262129New College of Florida17%$12,449
185828New Jersey Institute of TechnologyNJIT50%$32,459
187967New Mexico Institute of Mining and TechnologyNMIT43%$15,889
193900New York UniversityNYU28%$25,802
199193North Carolina State UniversityNC State45%$25,344
167358Northeastern University44%$32,461
147767Northwestern University29%$32,540
204501Oberlin College45%$26,565
120254Occidental CollegeOxy52%$30,746
204796Ohio State UniversityOSU43%$26,971
204857Ohio UniversityOU57%$26,739
204909Ohio Wesleyan University73%$35,019
209542Oregon State UniversityOSU43%$26,345
214777Pennsylvania State UniversityPSU; Penn State52%$48,037
121150Pepperdine University36%$16,500
121257Pitzer College30%$22,896
121345Pomona College19%$24,495
194578Pratt Institute-Main48%$31,017
186131Princeton University9%$18,146
217402Providence College69%$44,385
243780Purdue University-Main Campus35%$30,506
130226Quinnipiac UniversityNot ReportedNot Reported
186201Ramapo College of New Jersey58%$31,803
209922Reed College47%$29,615
194824Rensselaer Polytechnic InstituteRPI53%$41,725
217493Rhode Island School of DesignRISD34%$30,617
221351Rhodes College55%$19,997
227757Rice University13%$28,418
195003Rochester Institute of TechnologyRIT70%$40,336
136950Rollins College38%$37,948
152318Rose-Hulman Institute of TechnologyRHIT55%$44,284
184782Rowan University62%$34,341
186371Rutgers University-Camden70%$29,586
186380Rutgers University-New BrunswickRU45%$27,536
186399Rutgers University-Newark54%$25,530
183239Saint Anselm College78%$37,080
179159Saint Louis UniversitySLU57%$32,193
231059Saint Michael's College66%$42,713
122409San Diego State UniversitySDSU29%$19,355
122755San Jose State UniversitySJSU32%$17,110
122931Santa Clara UniversitySCU31%$28,479
195304Sarah Lawrence CollegeSLC58%$34,204
123165Scripps College22%$23,082
236595Seattle University65%$24,720
195474Siena College73%$41,000
167783Simmons University74%$34,057
195526Skidmore College44%$29,395
167835Smith College51%$14,697
399911Soka University of America47%$22,891
228246Southern Methodist UniversitySMU29%$37,758
228343Southwestern University60%$31,464
141060Spelman College62%$32,900
195216St. Lawrence UniversitySLU60%$39,318
174844St. Olaf College58%$28,377
163976St. John's College (MD)64%$29,381
245652St. John's College (NM)52%$25,601
163912St. Mary's College of Maryland50%$26,890
243744Stanford University12%$26,815
196176State University of New York at New Paltz56%$27,604
137546Stetson University57%$29,276
186867Stevens Institute of Technology60%$44,278
167996Stonehill College68%$42,352
196097Stony Brook University45%$23,558
196219SUNY at Purchase College59%$24,784
196167SUNY College at Geneseo62%$25,814
196103SUNY College of Environmental Science and Forestry58%$21,811
216287Swarthmore College18%$33,077
196413Syracuse University46%$35,822
216339Temple University69%$41,808
228723Texas A&M University-College Station37%$27,402
228875Texas Christian UniversityTCU33%$53,083
229115Texas Tech University48%$30,360
187134The College of New JerseyTCNJ59%$39,965
206589The College of Wooster51%$31,730
193654The New School30%$39,204
100751The University of Alabama43%$39,588
180489The University of Montana52%$26,945
137847The University of Tampa75%$33,796
221759The University of Tennessee-KnoxvilleUTK41%$31,264
228778The University of Texas at AustinUT Austin36%$19,919
228787The University of Texas at DallasUTD; UT Dallas31%$24,908
221519The University of the South43%$29,813
124292Thomas Aquinas College72%$20,874
216366Thomas Jefferson University95%$42,807
164076Towson University62%$28,309
130590Trinity College55%$40,969
229267Trinity University41%$28,790
178615Truman State University45%$23,399
168148Tufts University26%$25,584
160755Tulane University of Louisiana27%$28,055
196866Union College57%$40,343
128328United States Air Force AcademyUSAFAN/AN/A
130624United States Coast Guard AcademyUSCGAN/AN/A
197027United States Merchant Marine AcademyNot ReportedNot Reported
197036United States Military AcademyUSMAN/AN/A
164155United States Naval AcademyN/AN/A
196088University at Buffalo52%$27,097
100663University of Alabama at BirminghamUAB50%$26,074
104179University of ArizonaUA35%$25,000
106397University of Arkansas45%$29,394
110635University of California-BerkeleyUCB: UC Berkeley25%$18,728
110644University of California-DavisUCD; UC Davis31%$17,472
110653University of California-IrvineUCI; UC Irvine31%$17,374
110662University of California-Los AngelesUCLA25%$19,209
445188University of California-MercedUC Merced49%$15,185
110671University of California-RiversideUCR; UC Riverside45%$18,559
110680University of California-San DiegoUCSD; UC San Diego31%$18,825
110705University of California-Santa BarbaraUCSB; UC Santa Barbara28%$17,286
110714University of California-Santa CruzUCSC; UC Santa Cruz37%$19,640
132903University of Central FloridaUCF30%$20,529
144050University of ChicagoUChicago11%$36,216
201885University of Cincinnati-Main Campus53%$27,571
126614University of Colorado-Boulder32%$26,355
129020University of ConnecticutUConn49%$28,506
224323University of Dallas59%$29,788
130943University of DelawareUD59%$38,652
127060University of DenverUD41%$27,786
134130University of FloridaUF17%$18,708
139959University of GeorgiaUGA32%$20,890
225511University of Houston41%$21,819
142285University of Idaho49%$21,403
145600University of Illinois at ChicagoUIC39%$21,503
145637University of Illinois at Urbana-ChampaignUIUC38%$22,395
153658University of Iowa51%$32,494
155317University of KansasKU47%$27,212
157085University of KentuckyUK48%$39,755
157289University of Louisville47%$25,854
161253University of Maine64%$34,784
232681University of Mary Washington46%$32,786
163268University of Maryland-Baltimore CountyUMBC36%$22,758
163286University of Maryland-College ParkUMD31%$29,638
166629University of Massachusetts-AmherstUMass Amherst54%$32,306
166638University of Massachusetts-BostonUMass Boston65%$27,233
166513University of Massachusetts-LowellUMass Lowell71%$29,739
135726University of MiamiUM37%$23,000
170976University of MichiganUMich32%$27,923
174233University of Minnesota-Duluth66%$31,296
174251University of Minnesota-Morris55%$27,439
174066University of Minnesota-Twin CitiesUMN46%$29,073
176017University of MississippiOle Miss44%$34,596
178396University of Missouri-ColumbiaMizzou47%$27,725
181464University of Nebraska-LincolnUNL44%$32,351
182281University of Nevada-Las VegasUNLV38%$22,412
182290University of Nevada-RenoUNR38%$23,732
183044University of New HampshireUNH70%$42,845
199111University of North Carolina at AshevilleUNC Asheville54%$21,646
199120University of North Carolina at Chapel HillUNC Chapel Hill26%$20,382
199139University of North Carolina at CharlotteUNCC; UNC Charlotte54%$25,453
199148University of North Carolina at GreensboroUNCG; UNC Greensboro65%$24,025
199218University of North Carolina-WilmingtonUNC Wilmington52%$27,202
152080University of Notre DameUND38%$30,400
207500University of OklahomaOU42%$32,406
209551University of Oregon40%$28,197
215062University of PennsylvaniaUPenn18%$32,558
215293University of Pittsburgh55%$39,905
209825University of Portland49%$28,145
236328University of Puget Sound52%$30,675
121691University of Redlands96%$25,339
217484University of Rhode IslandURI70%$40,247
233374University of Richmond35%$32,965
195030University of Rochester47%$32,304
122436University of San DiegoUSD40%$27,398
122612University of San FranciscoUSF48%$38,127
215929University of Scranton74%$43,007
218663University of South CarolinaUSC53%$31,501
137351University of South FloridaUSF31%$20,522
123961University of Southern CaliforniaUSC32%$27,678
174914University of St. Thomas (MN)58%$38,382
230764University of Utah33%$25,421
231174University of VermontUVM54%$34,870
234076University of VirginiaUVA30%$25,137
377555University of Washington-Bothell Campus29%$14,851
236948University of Washington-SeattleUW25%$19,249
240444University of Wisconsin-MadisonUW-Madison33%$27,733
216524Ursinus College71%$48,451
221999Vanderbilt UniversityVandy17%$27,795
197133Vassar College43%$21,968
216597Villanova University43%$41,677
234030Virginia Commonwealth UniversityVCU58%$29,417
233921Virginia TechVirginia Tech45%$34,527
152673Wabash College63%$30,976
199847Wake Forest University22%$33,453
234207Washington and Lee UniversityW&L; WLU26%$33,308
164216Washington College53%$41,198
236939Washington State UniversityWSU44%$24,330
179867Washington University in St. LouisWashU22%$26,666
168218Wellesley College35%$17,937
168227Wentworth Institute of Technology86%$38,621
130697Wesleyan University27%$29,138
216764West Chester University of Pennsylvania69%$36,753
238032West Virginia UniversityWVU63%$36,010
125727Westmont College59%$30,527
149781Wheaton College (IL)61%$28,807
168281Wheaton College (MA)83%$34,803
237057Whitman College40%$25,640
125763Whittier College66%$31,489
210401Willamette University55%$26,664
168342Williams College21%$14,996
218973Wofford College50%$33,945
168421Worcester Polytechnic InstituteWPINot ReportedNot Reported
130794Yale University12%$7,265
197708Yeshiva UniversityYU34%$22,394

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